Apply after that the next instructions:
Blending Options-Pattern Overlay (you’ll see the pictured element in the Pattern option)

We’ll get this image:

Take now this instrument and try to insert the entire site’s panel in a frame.

Fill 0% on the layers.
Blending Options-Inner Glow

Blending Options-Stroke

Select now an appropriate fragment of a photo and place it the way you may see in the lower picture.